Payment Solutions Built for Local Businesses

Everything you need to accept payments—secure processing, modern POS systems, and fee-reduction strategies designed for small and independent businesses.

Merchant Services
Fast, Secure Credit Card Processing

Accept all major cards with transparent pricing, next-day funding options, and PCI-compliant security. We work with you to understand your current setup and optimize it for lower costs and smoother operations.

  • Visa, Mastercard, Amex, Discover
  • Next-day funding available
  • Transparent statements (no hidden fees)
  • PCI-compliant & secure
POS Systems
Modern POS for Any Setup

From simple terminals to full POS stations, we match you with the right hardware and software for your workflow—so your system works the way your business operates.

  • Retail, restaurant, and service POS
  • Inventory & reporting tools
  • Cloud-based & mobile options
  • Seamless payment integration
Fee Reduction
Lower or Offset Your Processing Fees

We review your processing statement and design a compliant plan to reduce or offset monthly fees—without disrupting your business or customer experience.

  • Statement analysis
  • Cost-reduction strategies
  • Clear before-and-after breakdowns
  • Fully compliant solutions
Consulting & Support
Setup, Training & Ongoing Support

We don’t disappear after onboarding. Our team provides hands-on setup, staff training, and ongoing support so you always know exactly how your system works.

  • White-glove onboarding
  • Equipment setup
  • Staff training
  • Real human support (no call centers)
Industries We Serve

We specialize in local and independent businesses—not large franchises.

Retail & Convenience
Restaurants & Cafés
Barbershops & Salons
Auto Repair & Tire Shops
E-Commerce
Specialty Retail
Contractors
Professional Private Practices
Mobile Businesses
Local Service Providers

Not Sure Which Solution Is Right for You?

A quick statement review is the fastest way to see if Swift Pay is a good fit. Get a clear breakdown of your current fees and a recommended setup.

Point-of-sale touchscreen displaying an order summary with food images at a restaurant counter.
A man showing a tablet screen to a woman at a table in a cafe or restaurant.
A smiling woman in a white shirt and black apron hands a credit card to a customer at a cafe counter.
Person holding a financial document with a pen, sitting at a wooden desk in an office setting.