Transparent Pricing That Fits Your Business
Every business is different—so we start with a quick statement review to identify what you’re paying today, what’s negotiable, and what setup will reduce costs without adding friction at checkout.
Simple Options. Clear Outcomes.
Choose the path that matches how you sell today. We’ll confirm the exact rate structure after a statement review and recommend the best POS + processing combo for your industry.
Great for businesses that want dependable processing and a clean, modern setup.
- ✓ Credit card processing with transparent statements
- ✓ Terminal or mobile reader options
- ✓ Basic reporting & deposits tracking
- ✓ Ongoing support
Best for growing businesses that need a modern POS system and a plan to reduce fees.
- ✓ POS system matched to your workflow
- ✓ Fee-reduction strategy review
- ✓ Inventory, staff roles, & reporting
- ✓ Setup + training included
For businesses that want white-glove onboarding, advanced POS, and ongoing optimization.
- ✓ Advanced POS + multi-location support
- ✓ Priority support & proactive check-ins
- ✓ Detailed reporting & fee optimization
- ✓ Hardware + workflow consulting
Note: Final pricing depends on your current statement, card mix, volume, and business type. We’ll always show a clear breakdown before you make changes.
What you get with every plan
- ✓ Transparent billing & easy-to-read statements
- ✓ Secure, compliant payment processing
- ✓ Support for your equipment & workflow questions
- ✓ Guidance on the best setup for your business type
How pricing is determined
Rates vary based on your business type and transaction profile. A quick statement review helps us:
- ✓ Identify hidden or unnecessary fees
- ✓ Match you with the right POS + processing combo
- ✓ Recommend a compliant plan to reduce monthly costs
- ✓ Provide a clear before/after savings estimate
Compare What Matters
A clear overview of what you can expect depending on how you want to run payments.
| Feature | Essentials | Growth | Premium |
|---|---|---|---|
| Processing Setup Card present / keyed / online options |
Included | Included | Included |
| POS System Matched to your workflow |
Optional | Included | Advanced |
| Fee Reduction Review Statement analysis & plan |
Optional | Included | Included + Optimization |
| Setup & Training Onboarding support |
Standard | Included | White-Glove |
| Support Ongoing help and troubleshooting |
Included | Priority | Priority + Proactive |
Want a clear answer in 10 minutes?
Upload your most recent processing statement and tell us your monthly volume. We’ll send back a personalized savings breakdown and a recommended POS setup.
Pricing FAQ
Do you charge setup fees?
It depends on the POS and complexity of the install. We’ll always disclose any one-time costs up front. Many setups can be done with minimal or no onboarding fees.
Can you really reduce my processing fees?
In many cases, yes. We start with a statement review to identify unnecessary fees and recommend compliant changes that reduce costs while keeping checkout smooth.
How long does it take to switch?
Basic processing changes can be fast. POS conversions depend on your inventory/menu and staff training. We’ll give you a clear timeline after we understand your business.
Do you work with my industry?
Yes—Swift Pay specializes in local and independent businesses like retailers, restaurants, salons, barbers, private practices, contractors, mobile businesses, auto shops, and specialty stores.